Wealth advisory for families and companies
Healthier budgets. Less debt. More equity.
Altum works with families and business owners on the numbers that matter: where the money goes, how debt comes down, how equity grows — and, for companies, how the books become something an investor wants to read.
The work, measured
From a live family engagement, anonymized — July 2026. Month-over-month results under active management.
Groceries
−$859
in one month — the biggest lever, moved the right way
Dining out
−$260
same month
Shopping
−66%
against the start of the year
Uncategorized
$0
three months running — numbers you can trust
How Altum works
- 01
Baseline
We connect to the numbers you already have — bank exports, accounting files — and establish where the money actually goes. No judgment, just an honest picture.
- 02
Monthly review
Every month you receive a review: what moved, what it means, and the wins and watch-items in plain language. Decisions get easier when the picture is current.
- 03
Roadmap
For families: a path to less debt and more equity. For companies: financials cleaned up, reporting investors can read, and a plan that raises what the business is worth.
Built for the long climb.
The monthly review
Each engagement is anchored by a monthly document in this shape — the trend, the categories, and what to do about them.
Total household expenses — monthly trend
Live engagement · anonymized
Before engagementUnder management
Wins — genuine positives
Groceries and dining out both fell. Shopping is still well below where it started. Uncategorized spending remains at zero — which is what makes these comparisons trustworthy.
Watch — worth understanding
July is the highest month since January — much of it seasonal, but tuition looks recurring rather than one-off. Confirming how many installments remain would make a real difference to planning the rest of the year.
The offering
Taking clients
Private Advisory
Families and business owners
- Full budget and cash-flow analysis
- Debt reduction and equity growth strategy
- Company financial cleanup for a sale or outside investors
- Valuation models and an improvement roadmap
- Coordination with your CPA for the final fine-tuning
In development — waitlist open
Family Budget
The monthly spending review as a self-serve web product: expenses, debt payoff, family equity.
Join the waitlist →Company Budget
Budgeting and clear monthly reporting for small and mid-size businesses, on the path to investor-ready books.
Join the waitlist →Equity, compounded
Wealth is built month by month — visible, measured, yours.
Book a free intro conversationStart a conversation
Tell us a little about your situation — family, company, or both. The first conversation is free and without obligation.
- Reply time
- within one business day
- Read by
- the advisory team, no one else
- Your details
- never shared — privacy